Our Services
Bringing clarity to your entire financial picture
Areas of Comprehensive Planning
Retirement Planning
Retirement isn’t just a milestone—it’s a transition into the next chapter of your life. Our planning process helps you visualize different scenarios, so you can confidently understand how each decision impacts your financial future. Whether you’re balancing debt repayment, career changes, home purchases, early retirement, or becoming a snowbird, we create a personalized strategy to maximize your savings, generate ideas to lower your lifetime tax bill and secure the retirement lifestyle you envision.
Business Planning
Our job is to build you a plan that translates the success in your business to success in your personal life for yourself and your employees. Specifically, we help you efficiently extract equity from the business to meet personal goals, grow and protect your business, attract and reward talent, and ultimately successfully transfer the business.
Asset Alignment
In a world overflowing with financial information, making the right investment choices can be overwhelming. That’s why our investment management is rooted in comprehensive planning—ensuring your investments align with your overall financial goals, including your employer stock options. By defining your objectives, assessing risk tolerance, and analyzing your portfolio, we create a strategic asset allocation plan that provides clarity, coordination, and confidence in your financial future.
Plan Protection
Life is unpredictable, but your financial security doesn’t have to be. We help you safeguard your family’s future by addressing risks such as premature passing, unexpected illness, or long-term care costs. Through a proactive approach, we evaluate employer benefits, insurance options, and protection strategies to ensure your financial plan remains strong, no matter what life brings.
Education Funding Planning
Investing in your child’s education is one of the most significant financial decisions you’ll make. We help you plan strategically by estimating future costs, identifying tax-efficient savings strategies, and determining how much to set aside. Whether you’re saving for college or managing student loan repayment, we create a plan that balances funding education while maintaining your overall financial well-being.
Estate Planning Strategies
Preserving your legacy requires careful planning to ensure your assets are protected and distributed according to your wishes. We educate you on federal and state laws, implement tax-efficient strategies, and provide guidance on asset titling, property ownership, and trust design. Our proactive approach helps identify strategies to safeguard your wealth from unnecessary taxation, creditors, and legal challenges, giving you confidence in the future of your heirs.
Generational Wealth Planning
Building and preserving wealth across generations requires thoughtful planning and proactive strategies. We help families navigate the complexities of long-term financial security by fostering early conversations and structured plans that ensure a seamless transfer of assets. Our approach empowers each generation with financial knowledge and responsibility, safeguarding your legacy for years to come.
Let’s Talk! Your Discovery Meeting is Complimentary
This session provides you with a personalized introduction to Valoris Wealth’s approach, offering clarity on your financial situation and actionable insights to empower your next steps—all without any obligation.