Retirement Plans
Retirement Plans Designed for Your Business
At Valoris Wealth, we help businesses create and maintain high-quality retirement plans by providing superior plan service and ongoing educational support for participants. Our goal is to simplify plan administration, enhance participant engagement, and ensure your plan remains cost-effective and compliant.
Our Approach to Retirement Plan Servicing
We believe a well-structured retirement plan should:
Offer a diverse selection of investment options with a full range of objectives.
Educate participants from enrollment through distribution planning.
Operate seamlessly with all plan providers to ensure the best possible service.
Meet your business’ needs at a fair and reasonable cost.
Comprehensive Plan Sponsor Support
Managing a retirement plan doesn’t have to be overwhelming. We help plan sponsors:
Focus on strategic decisions while we handle plan administration details.
Construct a robust investment lineup featuring funds from multiple providers.
Understand and monitor plan investments to optimize performance.
Establish processes to review and document key plan metrics, including participant success and investment results.
Commitment to Participant Education and Ongoing Service
A successful retirement plan is built on participant engagement. We provide:
Personalized enrollment assistance that is motivational and easy to understand.
Ongoing educational sessions tailored to your employees’ needs.
Guidance on rollovers and distribution options to support employees when they transition out of the plan.
Understand All Options – Multiple Employer Programs
A Multiple Employer Aggregation Program (MEAP) is a qualified retirement plan adopted by multiple employers through an association with a lead sponsor. MEAPs are designed to centralize key administrative, recordkeeping, and fiduciary responsibilities, allowing plan sponsors to outsource much of the complexity of running a retirement plan.
Why Consider a MEAP?
Ease of Administration
The MEAP acts as your dedicated 401(k) department, handling many of the day-to-day administrative tasks.
Reduced Compliance Burden
Employers can offload significant compliance responsibilities while still maintaining fiduciary oversight.
Cost-Effective Solution
MEAPs often provide more value and services at a similar or lower cost than a standalone plan, with the potential for cost reductions as the plan grows.